The City of Pomona provides housing programs that assist the first time home buyer and encourages the development of affordable housing for low to moderate income residents. 

First Time Homebuyer

The First Time Homebuyer Program (MAP) is a deferred loan program that provides eligible families with GAP financing to secure financing for the purchase of a single-family home or condominium in Pomona

MAP assists up to $60,000 for CalHome (HCD) income households and up to $100,000 for HOME (HUD) income households with a second trust deed (silend second)

**ONLY funding for up to $60,000 is available for FY 2016-2017

 For more information and to apply for a first trust deed, plese contact a participating loan officer from the approved participating lender list

Success Stories:

The City of Pomona continues to help individuals and families achieve the dream of becoming homeowners. The testimonials below are from a few proud City of Pomona homeowners who received First-time Homebuyer Mortgage Assistance Program (MAP) assistance.

The Gonzales Family
Ms. Perry
Mr. Cota
Ms. Vasquez
Sheff Family
Ms. Johnson

First Time Homebuyer - Mobile Home  

The Mobile Home Mortgage Assistance Program makes available a limited number of deferred payment, no interest, 20 year forgivable loans for low income first time homebuyers who wish to purchase a mobile home.  This program is designed to provide qualified families with a first or second silent loan to bridge the gap between the first mortgage a borrower can qualify for and the cost to purchase a new or gently used mobile/manufactured home.

The Homebuyer may not have had ownership interest in a residential property within the past three (3) years. The Homebuyer's household gross income cannot be more than the following current income limits per year:

CalHome Low-Income Limits** As of 05/24/16
1 Person       $48,650     5 Persons     $75,050
2 Persons     $55,600     6 Persons     $80,600
3 Persons     $62,550     7 Persons     $86,150
4 Persons     $69,450     8 Persons     $91,700

Mobile Home must be located in the following nine (9) eligible mobile home parks:

Click here for Mobile Home First Time Homebuyer Program Brochure 

Click here for Preliminary Application for Mobile Home First Time Homebuyer Program 

Housing Development
 The City of Pomona is committed to maintaining and improving the City's housing stock. To that end, the Housing Division offers financial assistance to developers interested in developing infill housing sites, acquiring and rehabilitating dilapidated residential buildings and developing new housing projects such as the Mission Promenade mixed-use housing project or the senior housing development project, Serenity Villas. For more information on these outstanding projects, please contact the Housing Division at 909-620-3789.

Senior Housing Development
 Several Affordable Senior Apartment have been developed, these projects have been financed utilizing a number of resources including housing set aside funds, tax credits, and HUD section 202 funds. For more information on senior housing development, please contact the Housing Division at 909-620-3789.

Useful Housing Websites:

HUD's Official Web Site-
http://portal.hud.gov/portal/page/portal/HUD

How to Buy A Foreclosed Home from HUD?
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/reo/reobuyfaq

To Look for A For-Sale Home.
http://www.realtor.com/?source=web

I Already Own A Home And I Have Questions on….
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/owning

How to Obtain Help If I'm Losing My Home?
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/econ/loanworkoutsolutions

How Do I Avoid A Foreclosed?
http://portal.hud.gov/hudportal/HUD?src=/topics/avoiding_foreclosure

Common Questions from First-time Homebuyers
http://portal.hud.gov/hudportal/HUD?src=/topics/common_questions